Business Insurance in Austell, Atlanta, Marietta & Forest Park, GA
Business insurance policies can be an integral component of your organization’s risk management strategy. At Rapid Service International Inc, we’re here to help business owners find the policies that they need.
What Insurance Policies Should My Business Have?
Depending on state laws and your circumstances, your broker may recommend that you purchase the following policies: 
- Workers’ compensation insurance can cover employees’ medical expenses, lost wages or funeral costs if they die or get injured in a workplace accident. This can also cover your legal expenses in case an employee sues you for work-related incidents. Georgia law requires workers’ compensation insurance if you have three or more employees.
- General liability insurance can be beneficial if a third party files a claim for property damage, bodily injury or advertising injury against your company.
- Errors and omissions insurance may cover claims of negligence, mistakes or failure to deliver promised work.
- Cyber insurance can cover losses resulting from a cyberattack or data leak.
- Commercial property insurance can cover equipment, machinery, inventory and commercial space owned or leased by your business.
- Commercial auto insurance can cover damage to business-owned vehicles caused by certain weather conditions, fires, theft or vandalism. This type of policy is typically required by law if your company uses automobiles for business purposes.
How Much Can These Policies Cost?
Various factors can affect the cost of business insurance policies. These may include:
- Number of employees
- Business assets (e.g., real estate, vehicles, equipment, inventory, etc.)
- Location
- Industry
- Claims history
- Coverage limits
- Deductible
In some cases, you can save on premiums by paying your premiums in full or adjusting your deductible. You can ask your broker for more information.
Get Covered Today
Get in touch with Rapid Service International Inc to learn more about our business insurance offerings or request a tailored quote.